Disrupting Visa will be really hard – but here’s how it could happen

One perennial prize that always seems up for grabs for tech companies – but has yet to be really conquered in any large capacity – is payments. There’s a considerable list of startups and big tech companies that are trying to tackle payments, from Stripe to Square to Apple Pay and everything in between. But … More Disrupting Visa will be really hard – but here’s how it could happen

Haters gonna hate (hate, hate, hate, hate) on the Innovator’s Dilemma

It seems fitting to open this post with a pmarca tweetstorm: “To be anti-disruptive innovation is to be pro inequality!” Whoa, that’s a fairly strong accusation. How did we get here? Hasn’t the Innovator’s Dilemma, Clay Christensen’s landmark book describing the process of disruptive innovation, been thoroughly embraced by now. Well, not quite. There are … More Haters gonna hate (hate, hate, hate, hate) on the Innovator’s Dilemma

Bundling, unbundling, and the future of health care innovation

Today, we’re going to talk about one of the most insightful quotes in the history of the Internet: “There’s only two ways I know of to make money: bundling and unbundling.” –Jim Barksdale, CEO of Netscape In the history of the internet, many (really, all) of the big leaps forward in how we use and … More Bundling, unbundling, and the future of health care innovation